It’s easy to get caught up in the holiday spirit and overspend on Christmas gifts for friends and family. Here are a few ways to not break the bank this season by sticking to a budget and coming up with fun and interesting gifts. Celebrate with your loved ones by saving money on presents this year.
Work out your budget for the month
Take into account your bills to determine how much disposable income you have for the month. Calculate how much you’re able to spend on each person. You won’t overspend if you set clear limitations for yourself and stick to them. Make sure to take your budget along with you while you shop to keep you within your limits.
Be on the lookout for deals
Many stores will have specials for the holiday season, whether in-store or online. Shop around for deals and be sure that you find the sales offerings on the products you’re looking for. Deals and sales are the easiest ways to save a quick buck.
It’s the thought that counts
Sometimes a homemade gift can be even more special than a store-bought one. This can include anything from a playlist or CD with songs that remind you of that person, a knitted scarf, a friendship bracelet, a framed photo of the two of you, or even home-baked treats. Put some thought into your homemade gift and the recipient will be sure to love it.
Do something different with your family and friends
Make a plan that works for everyone – this will ensure that everyone saves money this Christmas. Options can include choosing only to buy for the kids or planning a Secret Santa (rather than buying an individual gift for each person, buying one present for a certain person you pick randomly. This can be a fun and cost-effective alternative). Chat to your friends and family and see what everyone wants to do. This can be a great (and fun) way to save money on gifts.
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